function openTerms() {
          window.open("terms.htm",'Terms','width=313,height=615,menubar=0,toolbar=0,location=0,directories=0,scrollbars=1,status=0,resizable=0');
         }
function openPrivacy() {
          window.open("privacy.htm",'Terms','width=313,height=615,menubar=0,toolbar=0,location=0,directories=0,scrollbars=1,status=0,resizable=0');
         }